Over the course of my 25-plus years as a financial advisor, I have learned that what I value the most are the lasting relationships I’ve established with my clients. I make it my priority to understand each client’s goals and financial aspirations so that, in designing the plan that is right for them, I can embrace these goals as if they were my own.
US News – Do’s and Don’ts of Dividend Investing for Retirement. If you’re investing for retirement for the long-term with an eye on increasing your income streams, dividend stocks may be the answer. “Dividend investments have become desirable for retirees in the past six years, with declining interest rates and a choppy stock market,” says Nicholas Yrizarry, CEO of Yrizarry Wealth Management Group in Laguna Beach, California.
USA Today – 7 tips to make retirement savings last. Nicholas weighed in with his tips, and addressed having a rainy day fund that is not all cash. “Money in cash is a negative investment. There is no return after taxes and inflation. Be careful not to put too much money in cash,” he offered. He also covered why investors should consider an annuity — “You’ve sheltered yourself from longevity risk. People are living longer. I suggest people insure that risk.”